Household deduction 2026 calculator for renovation services such as house painting

Maintaining your own home or vacation property not only improves living comfort but is also financially smart property management. In 2026, the home tax deduction remains one of the homeowner’s best tools for reducing renovation costs.

Although the deduction terms became more modest at the beginning of 2025, it still offers a substantial tax benefit for Väriset’s popular services, such as exterior painting and roof maintenance.

Home Tax Deduction Basics in a Nutshell for 2026

In 2026, the same rules apply as in the previous year. Here are the most important figures to remember:

• Deduction amount: You can deduct 35% of the labor portion purchased from a company registered in the prepayment register (like Väriset!).
• Maximum amount: The maximum deduction is 1,600 euros per person.
• Deductible: The annual deductible is 150 euros.
• Spouses: A couple can receive a total benefit of up to 3,200 euros. In this case, both pay their own 150 euro deductible.

Remember: The deduction is granted only for the labor portion. Materials, supplies, or travel costs do not qualify for the deduction. In Väriset’s clear invoices, the labor portion is always itemized for the tax authorities.

Examples: How to Take Advantage of the Deduction with Väriset’s Services?

Let’s look at practical examples of what the figures mean for our most popular services.

1. House Painting

Exterior painting is the biggest maintenance task for a home. If the labor portion of a detached house painting is, for example, 4,500 euros:

• Deductible portion (35%): 1,575 €
• Benefit after deductible: 1,425 € House painting is therefore nearly one and a half thousand euros cheaper in 2026 through taxation!

2. Roof Maintenance and Tile Roof Cleaning

Regular roof maintenance extends the roof’s lifespan by decades. If you order tile roof cleaning and protective treatment with a labor portion of, say, 1,200 euros:

• Deduction (35%): 420 €
• Benefit after deductible: 270 € This is a small price to avoid costly roof repairs in the future.

3. Tile Roof Coating or Metal Roof Painting

When the roof requires more substantial protection, coating or painting restores it to like-new condition. If the labor portion exceeds 5,000 euros, you’ll reach the maximum deduction alone (1,600 €).

• Tip: If the cost is high, the invoice should be split with your spouse, allowing you to utilize both 1,600 euro quotas.

Why Choose Väriset as Your Renovation Partner?

We ensure you get the most out of the home tax deduction. We are naturally registered in the prepayment register (which is an absolute requirement for the deduction) and provide clear documentation that the tax authorities will approve without any hassle.

Want an accurate estimate of how much the home tax deduction would save on your renovation?